Most insurers offer a low mileage discount for customers whose accumulated mileage is lower than the average. There are many ways to achieve this, such as car pooling to work or by taking advantage of mass transit part of the time.
carinsurance.lifetips.com/tip/118170/discount-car-insurance/discount-car-insurance/lowering-your-mileage-can-also-lower-your-insurance-rate.html